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Banking on Quality

Discover how the Woodside Credit loan program can add strength to your bank’s portfolio. 

14,000 Loans Nationwide

Two decades of expertise driven by a growing market

0.0012 Annual Net Losses

A proven track record of high performance

19 Satisfied Partner Banks

Long-term relationships built on a shared vision for success

0.0016 30+ Day Delinquency

Unmatched loan performance that drives superior results

Supporting Bankers Associations Nationwide

Commonsense lending and our long term performance puts our community bank partners in the driver’s seat.

Mitch Shatzen, President and Chief Operating Officer

Built on Sound Underwriting

The Woodside program starts with quality, taking a commonsense approach to the underwriting of credit applications that has consistently produced a high-performing portfolio for partner banks.

  • Credit Score: 759
  • Time on Job: 13 Years
  • Time in Bureau: 21 Years
  • Homeowner: 91%
  • Age: 49
  • Median Income: $295k
  • Debt Ratio: 25%
  • Down Payment: 24%
  • Average Loan: $104k

Our 19 partner banks are a strong testament to Woodside Credit’s impeccable reputation within the banking community:

  • Bank of Stockton 2013*
  • Bank of the Pacific 2013*
  • Banc of California 2014*
  • Central Valley Community Bank 2015*
  • Community Commerce Bank 2015*
  • Tri Counties Bank 2016*
  • First Fed Bank 2017*
  • Bank of Marin 2018*
  • Denali State Bank 2018*
  • CommerceWest Bank 2019*
  • Commercial Bank of California 2019*
  • Exchange Bank 2019*
  • First Financial Northwest Bank 2019*
  • First National Bank 2020*
  • Frandsen Bank & Trust 2021*
  • Infinity Bank 2022*
  • Ireland Bank 2022*
  • Lexicon Bank 2022*
  • Pacific West Bank 2022*

*Starting year of partnering.

Woodside Credit Headquarters

Speak with Our President

Put Woodside Credit to Work for Your Bank

Mitch Shatzen
President and COO

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Join Us:
Leadership Through Adversity

Managing a successful bank requires dynamic and effective leadership that is characterized by sound judgement while building trust amongst clients, investors, employees, and peers. Join us to see two extraordinary individuals to address the topic of “Leadership Through Adversity.” 

Thursday, November 16th (5:30-8:00 PM)
Monday, December 4th (5:30-8:00 PM)

Learn More