Woodside Credit

Collector Car Loans Built for Enthusiasts

Specialized financing for classic, exotic, and collector cars with the lowest monthly payments and terms built for enthusiasts.

Barrett-Jackson Auctions

Woodside Credit is proud to be the official financing partner of Barrett-Jackson, helping collector car enthusiasts secure specialized financing for some of the world’s most iconic vehicles.

Woodside Media

Woodside Media is a premier resource designed for automotive enthusiasts who share a passion for luxury, performance, and the driving lifestyle.

Collector Cars We Finance

Woodside Credit specializes in financing classic, collector, exotic, luxury, and high-end sports cars, helping enthusiasts purchase the vehicles they’re passionate about.

BANK
Low monthly payments designed to help you keep more cash on hand.
BRIEFCASE
Built for enthusiasts, with financing tailored to how collector car buyers shop.
BUDGET
Work with experienced specialists who make the process smooth and personal.
11 Carrera RS 2.7 Blue 1
Woodside Credit - Collector Car Financing

What We Do

At Woodside Credit, we provide specialized financing solutions designed for collectors and passionate drivers. Whether you're investing in a timeless classic or a high-performance exotic, our services focus on delivering low monthly payments, flexible loan structures, and a smooth, transparent process backed by decades of expertise.

00 +
Years of Lending
000
Month Term Loans
000 +
Billion Financed
00000 +
Satisfied Customers
Lowest Payments in America

About Us

Founded in 2003, Woodside Credit was established to provide enthusiasts of classic, collector, and exotic cars with a financing program featuring the lowest monthly payments in America. From the moment it was introduced to the market, Woodside Credit quickly became the industry leader in delivering flexible financing solutions. Today, with terms up to 15 years, Woodside Credit is the trusted financing partner for more than 50,000+ satisfied customers nationwide.

BUDGET
This milestone highlights the continued strength of our purpose-built financing model and commitment to low payments.
PRESENTATION
Thinking of bidding at the next Barrett-Jackson Auction? Get pre-approved before or at the auction for the easiest way to finance your winning bid.
WALLET
Woodside Credit determines vehicle eligibility based on continuously changing market data. Contact us to assess the eligibility of collector and exotic cars.
The Woodside Advantage

Exotic & Collector Car Financing

Collectible vehicles, exotics from most manufacturers, and classic cars are eligible. From classic to brand-new, Porsche 911s and Corvettes are just a few collector favorites we finance.

Porsche 911 White

Porsche 911 GT3

$305,000

Typical Bank

$4,375*

72 month term
Woodside Payment
$2,443**
180 month term
Payment Difference

$1,932

Chevy Corvette white 2

CHEVROLET CORVETTE ZR1

$175,000

Typical Bank

$2,483*

72 month term
Woodside Payment
$1,578**
144 month term
Payment Difference

$905

How You Get Qualified

We Look Beyond Your Credit Score

At Woodside, we evaluate more than just a credit score. Our underwriting process considers multiple aspects of your credit profile, financial capacity, and the structure of the loan when making lending decisions.

Borrower Credit Profile
A borrower's credit profile is an important part of the loan approval process. We review your credit history, payment performance, and other relevant credit information.
Income & Ability to Repay
Income and ability to repay are critical factors in determining whether a borrower can comfortably manage the loan obligation over time.
Residence & Stability
Length of residence and residential stability may be considered as part of the overall evaluation of your application.
Asset & Liquidity Position
Available assets and liquidity may be considered as part of the overall evaluation of your loan application.
Down Payment / Equity
Down payment and borrower equity are key factors in assessing loan risk, as they reflect the borrower’s financial investment in the vehicle purchase.
Borrower Credit Profile
A borrower's credit profile is an important part of the loan approval process. We review your credit history, payment performance, and other relevant credit information.
Income & Ability to Repay
Income and ability to repay are critical factors in determining whether a borrower can comfortably manage the loan obligation over time.
Residence & Stability
Length of residence and residential stability may be considered as part of the overall evaluation of your application.
Asset & Liquidity Position
Available assets and liquidity may be considered as part of the overall evaluation of your loan application.
Down Payment / Equity
Down payment and borrower equity are key factors in assessing loan risk, as they reflect the borrower’s financial investment in the vehicle purchase.

Every application is evaluated individually. Loan approval is based on a review of your complete application and applicable underwriting guidelines. Individual circumstances and results will vary.

Reviews

Customer Testimonials

I had a very good experience with Woodside Credit. They made the process fast and easy. I was able to get a vehicle I really wanted and it took the worry of coming up with all the cash up front out of it. The team at Woodside Credit knew financing and knew cars so it was an enjoyable and easy process. The stress of how to pay for the car was taken away so I could enjoy the process of buying and owning the car!
Brian Barrington
Woodside Credit came highly recommended by both consignment businesses and Classic car dealerships, and they for sure did an awesome job, from start to finish, with the financing and funding of my auto loan. Jeff Sparrow was my assigned loan officer, and he was professional, highly communicative, and facilitated communication with my Classic car insurance, the dealership, and Woodside Credit. I’m hoping to swing by Newport Beach at some point in the future in my classic ride to give him a personal “thanks”!
Carl P.
​Art, Ariana, Ruth, and the entire team at Woodside Credit are absolutely incredible! 💯 If you are looking for experts who actually understand the classic car market and know how to make financing seamless, look no further. They handled everything with professional precision and made the entire process a breeze. They are hands-down the best in the business—5 stars all the way!
Q B
I can't say enough good about Q and Woodside. If you want someone who works hard for you and goes above and beyond, ask for Q. Woodside always comes through to fulfill your dreams. Big thank you and will certainly be back.
Gary V
Woodside was amazing. Amir was always available and helped drive the process with the seller. Service went above and beyond just financing. Will definitely use again.
Jeffrey Reinke
Everyone was extremely helpful and responsive. Once we got the ball rolling they worked with the dealer and got everything taken care of. I am extremely satisfied with the experience.
Alec Knight
It was one of the easiest loan applications I’ve ever completed. The customer service was great. They were easy to work with at the car auction. Definitely would recommend them and use them again.
Kevin Williams
It is always a smooth experience working with Woodside. They have their process down and don’t mess around. They are always upfront, with no surprises. This is my third time using them!
Matt Smith
News

Latest Woodside News

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Quick Answer: “A classic truck is financeable when it is old...

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Which European Grand Tourers Are Worth Financing?

Quick Answer: “The European grand tourers worth financing are the models...

What Makes a Restomod Worth Financing?

Quick Answer: “A restomod is worth financing when it feels like...

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Quick Answer: “The American supercars worth financing are the models that...

Mercedes Halo Cars Collectors Still Chase: SLR, SLS, AMG GT, and G-Class Icons

Quick Answer: “Mercedes halo cars are the models that represent the...

Why Choose
Woodside Credit?

With an unmatched loan program, Woodside Credit provides borrowers with low monthly payments on their next collector vehicle. Our specialized car loan services cater to car enthusiasts, ensuring you take home the car of your dreams.