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Woodside Credit Logo
Debbie Sanford Loan consultant

Debbie Sanford

  • Texas District Manager
  • [email protected]
  • 1-800-717-6692
  • Let Debbie’s 17-year automotive sales history get you into your next exotic or collector car, or help take your dealership’s sales to the next level. With a focus on relationship building and top-tier service, trust the classic and exotic vehicle expertise Debbie brings to the table.
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Nonprofit Spotlight:
Anna's Angels

Outside of work, Debbie spends her time fostering dogs through Anna’s Angels. Its mission is to bring awareness to the homeless pet overpopulation. Their life-saving efforts have resulted in a change in the lives of several thousand local Hardin County Texas and Southeast Texas dogs.

Dice Doctor DanDice Doctor Dan ★★★★★ It was a pleasure doing business with Woodside for a loan on my collector car. Would not hesitate to use them again in the future.Donato De AngelisDonato De Angelis ★★★★★ Made sure the process went as smooth as it could have. Thanks again to the team at Woodside.Guy BrittainGuy Brittain ★★★★★ Great tight resourceful team that goes the extra mile to take care of their customers. Communication and response thru the entire process was dead on!! I would highly recommend WC for any transaction big or small. They treat people the way everyone should. Thanks Scott and TeamGBDavid HamDavid Ham ★★★★★ Amazing!!brad crowebrad crowe ★★★★★ Ryan GoldbergRyan Goldberg ★★★★★ I had a great experience with Woodside Credit! Things could not have been easier. I simply went online, filled out a quick application, and got a better deal than ANYONE was able to offer. Not only were their rates lower than everyone else, but their terms were much longer at the same time. The dealer insisted that I was mistaken in regards to the deal I was quoted, but surely enough Woodside came through exactly where they said they were going to be. They closed quickly, and were very helpful in getting my purchase taken care of. I have solid credit, and they beat my dealer by a full two percent, and did so while offering a term twice as long as the bank offered. I'm very happy with Woodside, and I look forward to using them in the future.Chau nguyenChau nguyen ★★★★★ This is my first time financing a classic Porsche with Woodside. Jeff Sparrow help me get pre approved and I purchased my first car from an out of state dealer. Him and team made the process easy. I'm now looking for another car and hope they can approve me. Thank you!Reinol GonzalezReinol Gonzalez ★★★★★ Maj BantingMaj Banting ★★★★★ Woodside Credit was so easy to deal with, fast turn around as well.Your Persona rep was a nice touch.Eric AllumsEric Allums ★★★★★ Very professional Jeff did everything he said would in a timely manner returned calls the customer service the best I have experienced in a long time. The Loan was complete and paid out in 3-4 business days. I will be using the service again and would recommend them to anyone financing a classic.Michael Giovanni RiveraMichael Giovanni Rivera ★★★★★ Very easy to work with it and handled everything promptly & professionally. Highly recommend!Darren RoyseDarren Royse ★★★★★ Art was great from beginning till end. I can not begin to explain how easy of a process this was. Everything was absolutely perfect. Highly recommended!! Thanks!!Rochelle HunterRochelle Hunter ★★★★★ Jonathan MercurioJonathan Mercurio ★★★★★ Excellent customer service quick and easyLorenz MarquezLorenz Marquez ★★★★★ Incredibly professional and efficient. They completely understand the exotic car space. Zelda was exceptional - knowledgeable, courteous and always available - she answered my call and helped start the deal on a Saturday night. Will always return to Zelda and Woodside for future deals.David ValentinDavid Valentin ★★★★★ Best financing service for Exotics!Michael StechschulteMichael Stechschulte ★★★★★ Whomever it may concern, if you're wanting to finance your (exotic) or high value vehicle -- there's no one better than Woodside (and) especially Chase Johnson. Absolutely professional, knowledgeable and delivering the most advantgeous experience of any auto loan ... PEROID. thank you, Michael (multiple cars customer of Woodside)Saj GuevaraSaj Guevara ★★★★★ Efficient and fast. Well done!RyanRyan ★★★★★ I can’t express enough how much this company has exceeded my expectations. I’ve purchased so many cars private party and through dealers and I’ll never do it again without contacting them. Literally start to finish, handled the tax & title, the paperwork, even the bill of sale. All I had to worry about was getting my dream car. I’ve used them twice and both times it was perfect, thank you guys!!Greg AndersonGreg Anderson ★★★★★ These folks are so easy to work with. Art Varela kept things simple, was super low key and relaxed and this was key in creating a stress free experience. I highly recommend them!!James CalhounJames Calhoun ★★★★★ if i could give 10 stars i would We used Woodside to purchase our Classic 1951 chevy 3100 truck the process was extremely fast and easy, Xyrine Dapal was a pleasure to work with from the very beginning she was quick to answer any questions and usually responded to emails within 30 minutes to hours never had to wait days, we went through several vehicles weening out junk and improper advertised vehicles before finding the right one she responded very quickly to any email sent . their process is very easy and at least for us not having to provide a bunch of unnecessary docs like some of the well-known and highly advertised classic car loan companies you hear all the time.Roy TorrenceRoy Torrence ★★★★★ Talked to them on Wednesday and bought a car on Friday. Can’t beat that!James KilpatrickJames Kilpatrick ★★★★★ Jeff got us just what we needed and was very responsive throughout the entire process. Will be back for the next one!Heather MoodyHeather Moody ★★★★★ Service and communication were great. They were responsive and made our out-of-state purchase easy!Imaim ThaoImaim Thao ★★★★★ Very friendly and helpful staff. Thank youEdip DalipEdip Dalip ★★★★★ Way easier than dealing with my local bank. Great customer service! my go to bank for all my car needs.Lenny ThomasLenny Thomas ★★★★★ Great interest rate, quick approvaljonathan harveyjonathan harvey ★★★★★ Responsive and easy to work with. Executed entire process quickly and easily, from the other side of the country.Foxglove Properties LLCFoxglove Properties LLC ★★★★★ Second time using Woodside this year, and it went even more quickly than the first. Process is simple and well polished.Mark MillingMark Milling ★★★★★ Woodside was very helpful in helping me get the car loan for my vintage 1969 Porsche 911. It was fast and very easy and they wired the money right to the seller. Woodside even found me a great insurance company for the Porsche.Donm0, MarcopulosDonm0, Marcopulos ★★★★★ Amir worked flawlessly, diligently and compassionately to make this happen! Great experience that anyone could have!Navid Rezaei, MBANavid Rezaei, MBA ★★★★★ About 2021, I started to look at exotic cars and I reached out to Woodside. I talked to Art and finally purchased my first exotic. Everyone at Woodside is so friendly and is always willing to answer all your questions. I don't even remember how many times I emailed Art until I financed my first car. Thank you all for making a dream come true. Can't wait until I purchase my next car!!! Yes of course it will be financed with Woodside!!!ifly woeifly woe ★★★★★ They made whole process a breeze! Jerry was a pleasure to deal with. Thank you.michael parizomichael parizo ★★★★★ I must say, I have bought alot of vehicles and have worked with dozens and dozens of banks and or credit unions and Woodside Credit has made the purchase of another vehicle very easy and quick. I highly recommend Woodside to anyone looking for vehicle financing whether for exotic or collector. Give them a call.Chris LorenceChris Lorence ★★★★★ Have used them many times for my Classic Car Financing. Excellent product, service and very happy...especially with Art Varela. A couple of calls, few emails and things get taken care of.Patrick GuillenPatrick Guillen ★★★★★ Quick and easy process. Jerry Alspach was responsive, professional and informative. I highly recommend.Robin BadartRobin Badart ★★★★★ Excellent customer service. Competitive rates, quick turn-around, 95% of process handled electronically... happy to recommend.Peter TPeter T ★★★★★ Todd BrowTodd Brow ★★★★★ I was happy with my interaction with my loan officer and how attentive he wasChad GolsethChad Golseth ★★★★★ Awesome customer service, 2nd time I have used them. Easiest car deal I have ever done!Lucien GutierrezLucien Gutierrez ★★★★★ Excellent customer service. Truly first class and able to acquire my first 911 through them. Thanks!Ismael RiveraIsmael Rivera ★★★★★ Having recently completed a car purchase with the help of Woodside Credit Collector, I feel compelled to share my stupendous experience with all those seeking a fantastic car financing service.What sets Woodside Credit Collector apart from other car financing services is their innovative approach. They went out of their way to provide me with a custom tailor-made financing plan that perfectly suited my needs. The process was smooth, straightforward, and transparent, with no hidden fees or last-minute surprises.The application process was swift and efficient. Their team was incredibly knowledgeable, guiding me through the application and approval process with ease. This efficiency greatly reduced the stress that comes with such significant purchases and allowed me to focus on the excitement of my new vehicle.Greg GormanGreg Gorman ★★★★★ Everyone at Woodside Credit was great in getting the deal closed asap. They were very organized and made things very easy to close the deal. ThanksRobert VedernackRobert Vedernack ★★★★★ HappyAce LakhaniAce Lakhani ★★★★★ Zelda Perez is amazing here. She goes above and beyond. This was my second purchase or finance with woodside and initially i dealt with someone else who was there for my first car, but he is no longer there. I did have some issues with him, but on this new vehicle I have been dealing with Zelda. She is 10 starts if I could. She has helped me a ton. I can be annoying a bit and she responded constantly and so fast to me. I highly recommended everyone who is thinking about using woodside credit to reach out to Zelda Perez here or call and ask for here. She is the go to person here and works fast! As said, if I could give her 10 starts or 100, I would!mr. kilpatrickmr. kilpatrick ★★★★★ Great service.Megatron 81DZMegatron 81DZ ★★★★★ Super easy to work with very impressedJoshua TolesJoshua Toles ★★★★★ Excellent communication and overall fantastic to work with.Orion ParrottOrion Parrott ★★★★★ I would like to express my appreciation for Xyrine, a Loan Consultant at Woodside Credit. Her assistance in helping me secure a loan was invaluable. She took the time to explain every detail and answer all my questions, ensuring that I fully understood each step of the loan process. Her sincere helpfulness made the entire experience more manageable.Xyrine's dedication to her work and her clients is truly inspiring. I am grateful for her assistance and would highly recommend her services to anyone in need of a loan. Thank you, Xyrine, for your outstanding service!James DeyoungJames Deyoung ★★★★★ Very easy transition to handle my purchase financing. All paperwork handled electronically and worked great. Emily was very helpful.Archie AleksanyanArchie Aleksanyan ★★★★★ I just purchased my pace car 07 corvette They are making impossible possible, very reliable, very accurate, very on time reasonable rates 👍 very happy to do business with them They Financed me in only a couple of hours !!! I Highly recommended !!! Thank you 🙏Karen ColeKaren Cole ★★★★★ Kelly CalappKelly Calapp ★★★★★ I love working with Woodside. We have bought several classic cars through them and they always make the process extremely easy and fast. They have a great staff that assists with every step of the process. They are a delight to work with and I highly recommend them!Allan DEBOWSKYAllan DEBOWSKY ★★★★★ Absolutely excellent serves, Zelda was my representative and she was a pleasure to deal with and very professional.Steven BegoniaSteven Begonia ★★★★★ Got me the car I wanted.David SchenckDavid Schenck ★★★★★ These are pros.Caveat buyer be aware of what you buy at least they get pics confirm where the car is getting you decent loan.Lots of crooks out thereMuch saferpatriotic productionspatriotic productions ★★★★★ Very easy to work with and available to reach during the process.michael lucidimichael lucidi ★★★★★ quite possibly the best loan programs for cars i have seen. it was about as easy and fast as i have encountered. the rates were better than anything in the market. nothing but praise for them and will look at them for any quality car i plan on buying in the future.Bryan BroetskyBryan Broetsky ★★★★★ Debbie Sanford is the best. I’ve done 2 cars with her and she makes the process so easy. I will continue to use Woodside Credit with Debbie.Joe MartinoJoe Martino ★★★★★ Absolutely the best to do business withBill GabbardBill Gabbard ★★★★★ Very reliable and honest staff. Quick service and everything was completed on line very easily! I am so happy I chose Woodside Credit for my classic car loan!Mike NutterMike Nutter ★★★★★ Great experience working with Art at Woodside. Very straightforward, efficient process. Thank you!Martha CeballosMartha Ceballos ★★★★★ Excellent bank, very diligent, professional and transparent with the all transaction.Thaddeus PecorakThaddeus Pecorak ★★★★★ This was then best auto lender experience of my lifetime....nom wasted time or efforts and simply doing what they said they would do and when the promised it would be done. Exceeded all of my expectations !Jose RamirezJose Ramirez ★★★★★ Great service. Financing made easyLouis caycedoLouis caycedo ★★★★★ great co. to finance that special car. quick financing and no issues .thanks again to the staff that made this happenedMo GhouseMo Ghouse ★★★★★ Seamless smooth transaction. Everyone I dealt with was knowledgeable and very prompt in responding to questions. Excellent serviceMarc PacinoMarc Pacino ★★★★★ Everybody from Woodside, such a Scott, Elvira, and Paul were exceptional individuals, and they explained everything in detail to me. I’ve sent all the additional documents to register my company, but it was their explanation and timeframe that they gave me to make sure that everything was done correctly. Woodside Credit is an exceptional companyJason BellavanceJason Bellavance ★★★★★ They were extremely fast with the approval seeing I had a great credit score, the competitor which I worked with in the past treated me like they didnt know who I was and gave me a lesser interest rate. Woodside credit asked for less documents and saw that Ive been greatful enough to have bought collector cars in the past and paid on time always. Pictures will prove this isnt my first time and Im greatful Woodside realized this.Scott WalkerScott Walker ★★★★★ My experience with Woodside Credit was above, and beyond what I expected! Everybody that I dealt with was very professional, prompt, and follow through as they said they would.GG ★★★★★ Debbie’s Customer Service is extraordinary. Will use Woodside again.JT KozubalJT Kozubal ★★★★★ One word: AwsomeShanon MorrowShanon Morrow ★★★★★ Customer service at it's finest! I am glad they reached out to me during my purchase process. It was not a million dollar purchase, but they have not treated any different. I look forward to doing more business with them in the future!Lou AshleyLou Ashley ★★★★★ Great cars at a great price. Jeff was very easy to work with!Ray ZRay Z ★★★★★ Woodside Credit provided excellent customer service and processed the car loan expeditiously!Butch McDowallButch McDowall ★★★★★ Very easy and quick. Zelda, my loan associate, was great. Any calls or emails were returned almost immediately. Go with Woodside Credit with total confidence. It was a private sale and my seller was equally impressed.Vincent ReversVincent Revers ★★★★★ Have used this company twice and both times they have gone out of their way to be helpful.The employees are truly outstanding!Alex J PetitoAlex J Petito ★★★★★ Ruben MarquezRuben Marquez ★★★★★ Had an unfortunate experience with Woodside. But thanks to Christopher Adam who went above and beyond to see I was happy. This business is legit.Michael HaynesMichael Haynes ★★★★★ Great experience financing a Ford Model A. Good communication and fast funding. Thanks!Jorge CartagenaJorge Cartagena ★★★★★ Robert in Westside credit was terrific him, and his team made my dream come true by helping me get my 61 Impala, thanks guys you are awesometim furlongtim furlong ★★★★★ This is my third deal working through Woodside and they have been fantastic. I worked very closely with Amir who is attentive, responsive and really cares about the buyer and not just their loan amount. Amir expedited the process on my classic ride so we could have it for an upcoming cruise in. When you go with Woodside, ask for Amir!David FernerDavid Ferner ★★★★★ Woodside and Jeff Sparrow were an absolute pleasure to work with.Jeff made the process as painless as possible. I was looking for an Aston Martin over the course of 9 months – mainly because I am very picky – and after multiple false starts, when I finally found a car I was happy with – the whole process was fast, smooth and easy, especially considering this was a private purchase.Very Happy and would not hesitate to use Woodside again.Carlos TeranCarlos Teran ★★★★★ The finance process with Woodside Credit was professional and they were on top of it. It was easy and appreciate their straight forward communication. Thanks again.Joseph RamosJoseph Ramos ★★★★☆ A very neat and efficient loan process. Only negative is their insistence of rolling the T&L into the loan, and that they do the registration. Much more convenient for me to do the registration, and pay the T&L directly.js_loader
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*Monthly payment of $543.14 based on a purchase price of $50,000 with 15% down and 9.21% APR financing for 120 months. Monthly payment of $914.47 based on a purchase price of $100,000 with 20% down and 9.09% APR financing for 144 months. Monthly payment of $1,625.88 based on a purchase price of $200,000 with 20% down and 9.03% APR financing for 180 months. TT&L may also be financed. Not all applicants will qualify. Rates subject to change. All trademarks, logos and brand names are the property of their respective owners.

NMLS #960841 | CA Finance Lender License #6039423
 
 
*.Monthly payment of $2,442.60 based on a purchase price of $305,000.00 with 20% down and 8.78% APR financing for 180 months. Typical bank payment of $4,108.26 based on a purchase price of $305,000.00 with 20% down and 6.56% APR Financing for 72 months. Monthly payment of $1,578.04 based on a purchase price of $175,000.00 with 20% down and 8.81% APR financing for 144 months. Typical bank payment of $2,360.03 based on a purchase price of $175,000.00 with 20% down and 6.60% APR Financing for 72 months. TT&L may also be financed. Not all applicants will qualify. All trademarks, logos and brand names are trademarks are property of their respective owners.
 NMLS #960841 | CA Finance Lender License #6039423
 
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