Our History

Woodside credit headquarters in newport beach california

Our History

The name Woodside comes from a neighborhood in Queens, New York where founder Roger Kirwan was born and raised. It touches on a culture of grit and determination, which today has allowed us to become one of the fastest-growing companies in Orange County. Serving clients through our nationwide team and headquarters in Newport Beach, California, our difference is providing unmatched loan programs, delivering on commonsense underwriting, and personalized service from start to finish.

Founded in 2003

In 2003 Woodside Credit was established to provide classic car enthusiasts with a loan program featuring the lowest monthly payments in America. Upon its introduction to classic car enthusiasts, Woodside Credit immediately became the automobile industry's leader in providing the lowest monthly loan payments - delivering terms of up to 15 years. Woodside's success within the classic car space quickly led to expansion for exotic and specialty vehicles as well.

Well Steeped in Lending

Prior to Woodside Credit, Mr. Kirwan founded Ganis Credit Corporation in 1980 and pioneered the RV industry's lowest monthly loan payments. He recognized the purchasing power and cash-flow benefits of low payments and forecasted that the typical owner would keep the loan for approximately 48 months before trading for another rig or exiting the lifestyle. His forecast was correct and the company successfully grew to over $2 billion annually.

Woodside Today

Today, Woodside Credit delivers its loan programs to borrowers via hundreds of exotic and classic car dealers, Barrett-Jackson auctions, and directly to customers for private party transactions. Our commitment to customer service starts from the first call, where you speak to a real team member right away. A high-touch and high-tech approach allows us to serve customers in the way that works best for them. Let us show you the difference between a traditional lender and one focused on collector vehicles with low down payments, competitive rates, and the lowest monthly payments in America. Let us know how we can serve you.