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The lowest monthly payments are based on simple interest loans with a 20% down payment. For purchase price under $24,999, monthly payment is calculated with 7.99% APR and 84-month term. For purchase price $25,000-$49,999, monthly payment is calculated with 6.75% APR and 96-month term. For purchase price $50,000-$99,999, monthly payment is calculated with 6.50% APR and 120-month term. For purchase price $100,000-$199,999, monthly payment is calculated with 6.50% APR and 144-month term. For purchase price above $200,000 monthly payment is calculated with 6.50% APR and 180-month term. TT&L may also be financed. Rates and terms are subject to change. Not all applications will qualify.