Woodside Credit Logo

The Original Exotic Car Lender

Loans Tailored to Exotics

Woodside finances vehicles with a selling price between $20,000 and $1 million, with a minimum loan amount of $10,000. Our terms are straightforward: no prepayment penalties, no balloon payments, and no nonsense.

From First-time to Seasoned Collectors

Experience a high-touch and high-tech approach paired with full-service loans. Woodside works with your seller and can even handle title work for you.

New or Used, Same Low Payments

Secure the lowest payments in America on your next exotic car. Rates do not differ between new and used, making it even easier to get into the exact vehicle to suit you. 

Buy from Anywhere

The Woodside lending program goes wherever you go. Whether you are on a showroom floor, at a neighbor’s garage, or on the bidding block, purchase with confidence.

What Our Clients Say

Chris mcmillanChris mcmillan ★★★★★ Great people to work with!!! I now feel I have the right finance company to work with me on my next car venture!steve hurtsteve hurt ★★★★★ Great group to work with! Everyone was very interested in helping and always trying to do what was easiest for us to do to get the deal done. JUST AN ALL ROUND GREAT GROUP OF PEOPLE!!!Scott BrightScott Bright ★★★★★ Great folks to work with!!!ThumbgasThumbgas ★★★★★ Easy and Fast transaction,super friendly and professional staff. Wife and I are super happy with our purchaseRoddy StilesRoddy Stiles ★★★★★ This is my newest baby and thanks to chase Johnson and the Woodside credit staff these guys made it all happen for me . A very knowledgeable and professional group of people . All very friendly and courteous and all will bend over backwards to help you through the process. Thank you guys for everything. And a very special thank you to Chase Johnson who has went threw this whole process with me at Woodside Credit now I finally have my dream scout I’ve always wanted I can’t thank you enough for all you’ve done for me . Thank you brotherStephen BasilottoStephen Basilotto ★★★★★ Zelda was simply outstanding working me through all the “crazy” in purchasing an exotic car from out of country and the lengthy process of titling it in the US. Highly recommend Woodside and Zelda Perez.Bradey ChristensenBradey Christensen ★★★★★ Super friendly, super responsive, and a very simple process. 5 stars all around and would absolutely recommend to anyone looking for classic or collector car financing.Charles SmithCharles Smith ★★★★★ Woodside Credit was a good experience when I found the truck I wanted. I reached out to them and they handled everything with the seller and with the financing.Mirt GoldsmithMirt Goldsmith ★★★★★ Very simple process. Helpful personnel even helped me get great deal on insurer me collector vehicle. Entire process was seamless and fast!Dan FitzgeraldDan Fitzgerald ★★★★★ Jeff Sparrow was awesomeJames HuffmanJames Huffman ★★★★★ This was my first time using Woodside. Amir helped me through the process very quickly, I was shocked out fast it all was. In 2 business days he closed the loan and had it funded. He a pleasure to work with on this purchase. Everything was very straightforward and transparent. Would highly recommend to anyone!Michael CirlincioneMichael Cirlincione ★★★★★ This is my first experience with Woodside and it has been an absolute pleasure. Kevin V. is a professional and very knowledgable. Emily made the paperwork simple. I would highly recommend team Woodside. Thank you for helping me obtain my dream car.Bragi SigurdssonBragi Sigurdsson ★★★★★ Art was very responsive, I would have liked a better rate lol, overall very easy to deal with.Charles CarpenterCharles Carpenter ★★★★★ This is the second classic car I’ve financed with woodside credit. I’m more than pleased with the ease of the transaction from beginning to end. Robert Ramos was outstanding to work with !!CHARLES BRUCECHARLES BRUCE ★★★★★ Great folks to deal with. Very fast response and closing of loan.Brian JohnsBrian Johns ★★★★★ Another great experience with Woodside, will always use them for significant purchases.JAMES STEPHENSJAMES STEPHENS ★★★★★ User friendly and great customer service and timely communicationCarter hughesCarter hughes ★★★★★ My experience with Woodside Credit was very professional and pleasant to say the least!The staff is more than helpful and very knowledgeable of the lending process and every aspect that goes into the purchase of a classic car.Emily was awsome!! Robert was great as well! I will definitely use this lender again!SincerelyCarteredward musgroveedward musgrove ★★★★★ Great service fast and easy process thanksBrian WattsBrian Watts ★★★★★ Very happy with the whole process. Went very smoothly and closed within 7 days with Hot Rod in hand.SERGIO RODRIGUEZSERGIO RODRIGUEZ ★★★★★ Xyrine was great, it was an easy process. honestly, I was pretty hesitant but luckily I gave them a shot. Highly recommend them for anyone searching for their dream cardAlan AndersonAlan Anderson ★★★★★ I had a great experience with Woodside! Zelda made the process so easy. I would highly recommend using them to anyone looking to purchase a classic! Thank youtodd alphintodd alphin ★★★★★ 6th exotic with Woodside !!Jerry A is the best - I would not use anyone elseKhai NguyenKhai Nguyen ★★★★★ kevin vegas. made everything so easy and simple to purchase your dream carW KnightW Knight ★★★★★ Working with Woodside credit was very easy, they worked directly with my car dealer and insurance broker and the process was very smooth, will work with Woodside again in the future.Jeff CookJeff Cook ★★★★★ S GS G ★★★★★ We had a great experience with Woodside. Our 3rd purchase utilizing their program. Very smooth and easy to work with Art V and his team. I do recommend them for anyone purchasing six figure vehicles. Their options are top notch.Jeremy RogersJeremy Rogers ★★★★★ Woodside was super easy to work with. If you have a solid income and good credit these guys will put you in your dream car for less than you think.Harold FrazierHarold Frazier ★★★★★ I had the greatest agent, Xyrine. Xyrine was wonderful! The entire experience with Woodside was fantastic. I will say that Xyrine was patient, understanding, professional and very responsive. This was my first experience purchasing a vehicle via bidding. Without her knowledge and patience this would not have happened.Thank you again Xyrine for making this a wonderful experience.Harold E. Frazier, Jr.Yamiley GedeonYamiley Gedeon ★★★★★ Quick and Easy approval! Very personableJason MartinezJason Martinez ★★★★★ Art Varela was great to work with. He was very responsive to all my needs. The process was seamless. Very easy! Would recommend Woodside to everyone! Dave Neff was also great to work with. He helped provide the insurance needed. Without these 2 guys I wouldn’t have gotten the deal done. Thanks guys!!JARP 3020JARP 3020 ★★★★★ Xyrine made the process of purchasing my car very simple. When I first spoke to her and she fully explained the process - I couldn't believe it would be that simple, but that is exactly how it went. After what I call the "double-talk" and "run-around" I had experienced with specialty car dealers, regular auto dealers, and credit unions, I had thought about scrapping the idea until I spoke with her about it. I am happy with how everything went. She also connected me with a Hagarty Insurance agent who understands the muscle car world. Now, I am just waiting for the car to arrive.I would recommend Woodside Credit to anyone who is looking to purchase a specialty, exotic, or muscle car.KandD KandDKandD KandD ★★★★★ Amir from woodside was awesome / a pleasure to work with! Very quick simple transaction and super responsive! Thanks Amir!!!Joshua ScuttJoshua Scutt ★★★★★ Seamless experience with Woodside! Excellent support.AngelAngel ★★★★★ Had I known this was an option, I would of done it years ago!Amir walked me through the process and helped me get into my dream car. 100% recommend this to anyone wanting an alternative to pay full in cash.Frank CawleyFrank Cawley ★★★★★ Seamless and flawless transaction! Robert was awesome to deal with! Def recommend! This is my second experience and both were stellar!Anup PatelAnup Patel ★★★★★ Had a 2022 Lamborghini Urus which was paid off, but needed to take cash out for other business ventures; worked with Amir and the entire process was smooth; the underwriting process was simple compared to other lenders. Got approved within 24 hours of application, got a fedex overnight label to mail the title and was funded as soon as the title go to the woodside credit office.Will refer friends and family in the future and also continue to do business with them in the future personally.David BosadaDavid Bosada ★★★★★ I have both my Ferraris financed with this bank. Debbie is amazing. Thank you for doing this so easy and so fast and simple!!Neil FlavinNeil Flavin ★★★★★ I had financed with your competitor twice before and they were my first go-to. I didn't care for their tactic, nor attitude of the person I spoke with, so I called Woodside. Spoke with Amir who was outstanding in working through the process with me as buyer and the needs from the seller. The process was smooth, friendly, fast, with better terms and rates than your competitor. Thank you and Great job!Agustin HernandezAgustin Hernandez ★★★★★ Jerry from the Florida office was prompt on getting back to me with approval. He submitted all documentation immediately and made it all worthwhile. This is my second car with them, and will continuing buying cars and using them!G McG Mc ★★★★★ Application, processing, and communication all was great!Steve DiPietroSteve DiPietro ★★★★★ Very easy and convenientmax douglasmax douglas ★★★★★ Very friendly company. Answered every question and made sure I was happy during the process. Very satisfied with the whole processKris KoranKris Koran ★★★★★ Amir was super helpful, great communication A+ customer service. I highly recommend Woodside!walt chasewalt chase ★★★★★ I've used Woodside to buy 18 cars. Very easy program to use. Usually wrap it up in a day. Staff is very friendly as well.Gary BairdGary Baird ★★★★★ Great people and smooth, simple process. Way easier than other exotic auto loan companies I’ve dealt with.Michael AngrumMichael Angrum ★★★★★ This was a great experience financing with woodside credit they made it so easy for me thanks woodsideRobert StappRobert Stapp ★★★★★ Great place to do business with. Lower interest then local Credit unions. Friendly staff. With doing business 1500 miles away it went pretty smooth.Jackie DiehlJackie Diehl ★★★★★ No hassle..had my loan in less than 30 min...thanx Elvis!Fred HammondsFred Hammonds ★★★★★ This is the 3rd high value vehicle i've purchased through Woodside Credit, each time working with Chase Johnson. He along with the Woodside staff are very professional and attentive to details that matter. I would highly recommend this company to anyone seeking this type financing! I have nothing but high praises for the Woodside team!John PinedaJohn Pineda ★★★★★ Absolutely Simple and Easy!!!Bill HacklerBill Hackler ★★★★★ Woodside Credit is an exceptional company. I found a classic car I just had to have, I applied with Woodside for financing and by that afternoon I had been approved. Come to find out the seller of the car was a scam! Lucky for me Woodsides security check on the seller discovered the scam and contacted me. I found another car I wanted in a couple of weeks and Woodside worked very close with the seller and myself to close the deal within a week, The car is being shipped to me as I wright this. Could not be happier with the communication, terms and expediting the completion of the sale. I highly recommend Woodside Credit for all of your classic vehicle financing needs.Bill HacklerTEXAS01-16-2024J KemperJ Kemper ★★★★★ Great service and rates!RubenRuben ★★★★★ One of the easiest, fastest and most streamlined auto loans I have ever had. Jerry Alspach made the process so easy from beginning to end for the loan of my 2020 McLaren 600LT Spider - and communication was top notch. Highly recommend. Looking forward to the next one!Scott CampbellScott Campbell ★★★★★ Great terms and fast approval on my purchase. Highly recommended for your exotic purchase.John MendesJohn Mendes ★★★★★ Zelda is the greatest she make it all so easy and always responds back very fast woodside all i can say is "thank you" for making my dreams come trueEd GravesEd Graves ★★★★★ Xyrene provided the best customer service. She went above and beyond what I expected. She is has a friendly and positive disposition. I look forward to working with her again.Gary BeckGary Beck ★★★★★ Great service and fast.Thank youRay ReedRay Reed ★★★★★ Extremely professional staff, extremely outstanding service, and an extremely easy way to finance a collector car. I highly recommend Woodside.Dr. Kelly Baker (Chico Upper Cervical)Dr. Kelly Baker (Chico Upper Cervical) ★★★★★ Treated excellent and professionally. Was take care of in fast timeframe and my dream car is being delivered tomorrow. The Cobra I always wanted and never had till now. Thanks Scott and Woodside!!!!ChrisChris ★★★★★ These guys came through on my classic car financing. Super fast. Super long term term and descent rates. Very happy and I used to be a dealership finance manager- so I know.Santiago PirizSantiago Piriz ★★★★★ Got my 911 through Woodside and have to admit they were nothing but professional and extremely responsive throughout the process, especially Jerry Alspach!Neco MahammadNeco Mahammad ★★★★★ Pazdoc *Pazdoc * ★★★★★ Classic car purchase. Quick/easy and Zelda got done in between the holidays! Highly recommend!RLG RLGRLG RLG ★★★★★ Super easy to work with and very attentive to all your questions.Carroll BrazzelCarroll Brazzel ★★★★★ Zelda was very easy to work with.Thank you,Larrie H SewellAndrewAndrew ★★★★★ EDDIE VILLARREALEDDIE VILLARREAL ★★★★★ Excellent customer service and I cant wait to purchase my next classic with Woodside Credit...Rob TulipaniRob Tulipani ★★★★★ Easy to work with, quick response. They handled all the paper work for purchasing a car from an out of state dealer. Very happy with their service.Richard GiacovasRichard Giacovas ★★★★★ I recently entered into my third loan with Woodside Credit to purchase a car. Even though the first two times went smoothly, it was this last time where things just seemed to fall into place so easily. My loan consultant, Amir Samii, was so easy to work with. He made everything effortless for me. The entire process was amazing from start to finish. Amir is the consummate professional! He is passionate about his work and the communication with him every step of the way was perfect. Amir went above and beyond in order to help me through the loan process. As a business owner with people that work for me, I understand how important it is to a business to have the proper workforce. I commend the ownership of Woodside Credit for hiring someone like Amir Samii. I have recommended customers to Woodside in the past and will continue to do so! Thank you, Amir, and thank you, Woodside!Vincent PolsinelliVincent Polsinelli ★★★★★ Zelda was incredible, super informative and was helpful throughout the whole process! Thank you.George RauppGeorge Raupp ★★★★★ Woodside Credit is exceptional. My family recently purchased a vehicle from out of state from a dealership that is in your network. Our representative Xyrine Dapal was proactive, courteous, prompt, helpful and an absolute pleasure. I would recommend Woodside to anyone interested in financing a classic vehicle. Outstanding!Orland FerrasOrland Ferras ★★★★★ Excellent friendly service. Jerry was great Im really happy with my new car. I highly recommend this bank!Charles SwackCharles Swack ★★★★★ Michael MatheMichael Mathe ★★★★★ Fast and efficient service!Dice Doctor DanDice Doctor Dan ★★★★★ It was a pleasure doing business with Woodside for a loan on my collector car. Would not hesitate to use them again in the future.Donato De AngelisDonato De Angelis ★★★★★ Made sure the process went as smooth as it could have. Thanks again to the team at Woodside.Guy BrittainGuy Brittain ★★★★★ Great tight resourceful team that goes the extra mile to take care of their customers. Communication and response thru the entire process was dead on!! I would highly recommend WC for any transaction big or small. They treat people the way everyone should. Thanks Scott and TeamGBDavid HamDavid Ham ★★★★★ Amazing!!brad crowebrad crowe ★★★★★ Ryan GoldbergRyan Goldberg ★★★★★ I had a great experience with Woodside Credit! Things could not have been easier. I simply went online, filled out a quick application, and got a better deal than ANYONE was able to offer. Not only were their rates lower than everyone else, but their terms were much longer at the same time. The dealer insisted that I was mistaken in regards to the deal I was quoted, but surely enough Woodside came through exactly where they said they were going to be. They closed quickly, and were very helpful in getting my purchase taken care of. I have solid credit, and they beat my dealer by a full two percent, and did so while offering a term twice as long as the bank offered. I'm very happy with Woodside, and I look forward to using them in the future.Chau nguyenChau nguyen ★★★★★ This is my first time financing a classic Porsche with Woodside. Jeff Sparrow help me get pre approved and I purchased my first car from an out of state dealer. Him and team made the process easy. I'm now looking for another car and hope they can approve me. Thank you!Reinol GonzalezReinol Gonzalez ★★★★★ Maj BantingMaj Banting ★★★★★ Woodside Credit was so easy to deal with, fast turn around as well.Your Persona rep was a nice touch.Eric AllumsEric Allums ★★★★★ Very professional Jeff did everything he said would in a timely manner returned calls the customer service the best I have experienced in a long time. The Loan was complete and paid out in 3-4 business days. I will be using the service again and would recommend them to anyone financing a classic.Michael Giovanni RiveraMichael Giovanni Rivera ★★★★★ Very easy to work with it and handled everything promptly & professionally. Highly recommend!Darren RoyseDarren Royse ★★★★★ Art was great from beginning till end. I can not begin to explain how easy of a process this was. Everything was absolutely perfect. Highly recommended!! Thanks!!Rochelle HunterRochelle Hunter ★★★★★ Kevin ChanKevin Chan ★★★★☆ Recently used Woodside for the first time after some thorough research. Initial loan funding process was fine, but after that is where it got a bit rocky. Mentioned several times throughout this process I wanted them to register the vehicle as a collector car in my state. I even confirmed with the new person who was handling it. Time goes by and plates arrived at my address and they were not collector plates, reached out to Woodside and they said they would call the DOL, never heard back from them for over a week and went in to get the correct plates myself. Their mistake cost me more money and never did hear back from them. Disappointing and probably won’t use them again.1/12 Update: Changed my review from 2 to 4 stars, WC reached out and worked with me to make the situation right. Appreciated the effort and sufficient resolution.js_loader

Proof is in the Payment

Keep more cash in hand. Woodside Credit loans are built for those who keep their money working hard elsewhere—from business owners who appreciate the option to make a low minimum payment to cash savvy collectors who keep their money working in investments—and everyone in between. See the lowest payments in America in action.

Exotic Car Financing

PAYMENT EXAMPLE
LAMBORGHINI HURACÁN
$249,000

Typical Bank
$3,3551

72 month term1 Typical bank payment of $3,355.18 based on a purchase price of $249,000.00 with 20% down and 6.57% APR financing for 72 months.

Woodside Payment
$1,9951

180 month term1 Monthly payment of $2,023.24 based on a purchase price of $249,000.00 with 20% down and 9.02% APR financing for 180 months.

Monthly Savings
$1,360

PAYMENT EXAMPLE
FERRARI ITALIA

$215,000

Typical Bank

$2,8982 Typical bank payment of $2,897.95 based on a purchase price of $215,000.00 with 20% down and 6.58% APR Financing for 72 months.

72 month term

Woodside Payment

$1,8002 Monthly payment of $1,800.19 based on a purchase price of $215,000.00 with 20% down and 9.54% APR financing for 180 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

180 month term

Payment Difference

$1,098

PAYMENT EXAMPLE
MASERATI MC20
$299,000

Typical Bank

$4,0283 Typical bank payment of $4,027.58 based on a purchase price of $299,000.00 with 20% down and 6.56% APR Financing for 72 months.

72 month term

Woodside Payment

$2,5023 Monthly payment of $2,501.91 based on a purchase price of $299,000.00 with 20% down and 9.53% APR financing for 180 months. TT&L may also be financed. Not all applicants will qualify. Rates and terms are subject to change.

180 month term

Payment Difference

$1,599

Built for Exotic vehicles,

Tailored to Enthusiasts.

Explore Our Loan Program

Exotic Brands We Finance

Woodside Credit finances ultra-luxury and exotic brands, classics 25 years and older, and select vehicles from mainstream manufacturers. Explore the brands below or view our lending guidelines

What To Expect

Quick Quote

With no obligation and no credit check, a quick quote estimates your low monthly payment on the vehicle. Tenured loan professionals can provide program details to help you make an informed borrowing decision.

Apply

Apply online or over the phone. Experienced underwriters take a commonsense approach to underwriting, looking for good, established history, and comparable credit. Most decisions are reached within hours.

Docs and Funding

Woodside will inform you of the necessary requirements for your loan. Upon receiving all the requirements, loan documents are sent via email for your review and signature. Once complete, funds are sent to the seller.

Learn About Applying

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