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Whether you just found the classic car of your dreams or are laying the foundation to purchase the collector car you’ve been eyeing, do not forget to research financing options. With a variety of different lending products in the marketplace, take your time to determine what option is best for you. Here’s the list of five different types with pros and cons.

Hobby Specific Financing (Classic Car Loans)

This type of financing is purpose-built for antique, classic, or collector cars. Lenders who specialize in these types of vehicles understand them better than a typical bank and therefore can put together a loan with more favorable terms than you would get elsewhere. Monthly payments are frequently low with low-interest rates and generous terms. Loans are secured auto loans and are usually fixed simple interest.

Woodside Credit falls into this category. Woodside is solely focused on classic, collector, and exotic loans. Strength comes from expert knowledge and understanding the true values of the vehicles, allowing for unmatched loan products.

Personal Loans

For lenders without hobby-specific financing, many offer unsecured personal loans in place of classic car loans. Loan amounts vary but are typically capped well below hobby-specific financing. This loan type lacks any sort of collateral and tends to exceed the prime rate. This choice has the upside of being convenient, but be cautious of high-interest rates, short terms, and loan risk.

Home Equity Loans

Low (and sometimes variable) interest rates for mortgages and the tax-deductible nature are why some opt for home equity loans. Disclaimer: Consult your tax advisor to confirm before going this route. There are big risks associated with home equity loans, so ensure you do your due diligence when choosing this route.

Local Banks

Many people have great relationships with their banks and often start there. Local banks tend to not differentiate between a typical used car and a collector car. This can mean a shorter loan term (up to 36 months), high-interest rates, and limitations to the age of the vehicle (most will not finance cars that are more than 10 years old). Additionally, the valuation of the vehicle can prove difficult in these situations as classic car values can be determined differently than used cars.


Leasing is attractive for its low monthly payment. As you can see in this comparison though, it does not always achieve that. Some leases are close-ended or open-ended, so ensure the agreement you sign makes sense for the duration of the lease and what you want to do afterward. Additionally, be cautious about balloon loans, which could lead to a large payment in the end. Keep in mind you do not own the car in a lease.

Ready to learn more about Woodside? Let us help you navigate the classic car world. As the dedicated loan provider for Barrett-Jackson, our classic car knowledge runs deep.

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Mascots, or hood ornaments, served as a pillar of design in the early days of the automotive industry. Sometimes installed at the factory or added on at the time of purchase as a deluxe accessory, these pieces of art were an important element for brands. With every generation of vehicles, mascots became more streamlined and eventually disappeared nearly altogether in the 1960s.

Today, mascots are reserved for high-end brands that value their heritage and lineage. Rolls-Royce’s Spirit of Ecstasy is the most noteworthy in the auto community today because of its enduring design, and of course, the anti-theft mechanism that makes it disappear instantly. Mercedes is another brand that consistently uses its star ornament on the front of high-end models.

The most iconic mascots came about during the pre-war era in the 1930s. With high attention to detail, unique design, and a bit of risk-taking, here is the list of the Top 10 Most Iconic Mascots.

Three-Pointed Star, 1934 Mercedes-Benz 500k

Mercedes benz front end

The Mercedes-Benz 500k was introduced in 1934 and was more opulent and supercharged than the 380 it succeeded. With a focus on performance and luxury, the 500k rocked gorgeous coachwork, 160 horsepower, and an electrical system to run windshield wipers, door locks, and indicators. Although it was not the first Mercedes-Benz to use the now-iconic Mercedes star as the mascot, it’s the vehicle the automotive community has adopted for its heritage and scarcity. The combination of chrome horns on the front, linear grill treatment, flowing body lines, and the iconic star make this vehicle a showstopper.

Gold Spirit of Ecstasy, 1929 Rolls-Royce Phantom II

Rolls Royce spirit of ecstacy

The Spirit of Ecstasy has graced the front end of Rolls-Royce vehicles since 1911. It remains an iconic symbol throughout the world, even beyond the automotive community. It was created by Charles Sykes, based on a statuette commissioned by Lord Montagu of Beaulieu. In this Phantom, the Spirit of Ecstasy stands an incredible 7 inches tall and shines with a rose gold appearance that matches headlights and grill. Today the Phantom has a slightly smaller, updated appearance that gives a more modern look to the iconic sedan.

Flying Lady Mascot, Cadillac V-16 (Cadillac Sixteen)

Cadillac V16 hood ornament

Cadillac’s top-of-the-line model was launched in 1930 and was the first V16 powered car in the United States. Long, flowing hair was the feature of the mascot on the sixteen. Without the same commitment to design as Mercedes or Rolls-Royce, the woman mascot only stayed for about a decade, making it synonymous with the smooth V12 and V16 engines that Cadillac was known for. Without a reference to the mascot today, it remains a piece of history specific to the 1930s.

Elephant Mascot, Daimler Double Six 40/50 Walter Sport Saloon

Daimler Double Six

The art deco Elephant mascot perched on the Daimler Saloon was designed by Frederick Bazin. Sharing more similarities to the Mack truck bulldog, the elephant brought another level of presence to the long front end of the vehicle. Custom-built for every owner, each one was unique to meet the specific demands of the buyer. With production ending in 1937, this vehicle remains ultra-exclusive due to its ultra-long front end design and short run.

The Pelican, 1937 Packard 1701 One-Twenty Convertible Victoria by Darrin

Packard front end

Without much-documented history, the Pelican was a shorter-lived mascot that lived on the convertible. With rumors out that Darrin (convertible builder) loathed the Pelican design, it remains iconic for this version. With a drooping neck reminiscent of a swan and wings stretch straight towards the sky, the design was beautiful and controversial. Packard also had the Packard Goddess among other mascots that adorned the front end of its cars during the era.

Greyhound, 1934 Ford Model 40

Ford Greyhound on Model 40

Ford’s son Edsel initially commissioned the design for the greyhound hood ornament, which was shared with Lincoln after bankruptcy and purchase by Ford. Ford adorned many of its models with the Greyhound including models 40, 48, and DeLuxe Fordor. Although the Greyhound was relatively short-lived during this era, much of the look and feel seems to influence Jaguar’s hood ornament throughout the years.

Torpedo Phaeton Hood Ornament, 1924 Isotta-Fraschini Tipo 8

Torpedo Phaeton Hood Ornament

The automobile was first introduced in 1919 and like many auto manufacturers at the time, the Tipo 8 was a bare chassis and engine, ready for coachbuilders to complete. The company was an Italian manufacturer and specialized in luxury automobiles. Although the information on the snake itself is scarce, it was a unique departure from the traditional likes of other mascots of the era. The model later followed the industry with a winged bird in place of the open-mouthed snake.

1933 Duesenberg SJ Weymann 'Fishtail' Speedster

Duesenberg SJ Weymann

Dusenberg was an American manufacturer of race cars and luxury automobiles. Although successful from a racecar perspective, the manufacturer struggled to market their luxury vehicles during the 1930s and was ultimately undercut by the Depression. The vehicle mascot that did come out of this era was a sleek interpretation of a bird and provided a unique ornament for the vehicle and roadmap for more streamlined ornament designs.

Radiator Wings Mascot, Ford Model A

Ford model A

Form and function meet on the front of the Model A. The wings were designed as a mascot but also served as the radiator cap with a thermometer to measure pressure. The wings span over 9 inches, making them a focal point. Going a different route than every other automaker made the radiator wings unique and a rare collectible today.

Flying B Mascot, 1930 Bentley 8 Litre

Flying B Mascot bentley

Adorned on the hood of Bentley’s most successful racing car, the Flying B mascot had the icon letter in an otherwise bland market of winged mascots. The Bentley 8 Litre was a completely new model and showed off iconic looks and a smooth engine. The Flying B mascot design has come and gone a few times throughout the years. Most recently, making a comeback in 2019, the Bentley Flying B mascot is now on all Bentley models.

Looking to purchase a classic or vintage vehicle with an iconic mascot? Contact us to learn about our classic car loan program with the 'Lowest Monthly Payments in America'.

Photos by Scott Williamson/Photodesign Studios

Most automakers are brilliant marketers. Many bring new cars to market with identities from the past, marrying heritage and familiarity to modernness and convenience. In the early 2000s, the auto industry saw its first large-scale trend of bringing retro and classic design cues, alongside familiar nameplates into their lineups. Some automakers were wildly successful like the reimagined Volkswagen New Beetle, some mediocre like the compact Chrysler PT Cruiser, and some a downright failure like the 2003 Ford Thunderbird. Some do not follow the trend and automakers like Ferrari start with a fresh slate every time, making it the exception to reinventing classics.

Retro and classic looks have become part of the very formula of many cars today, and hint at the history of a vehicle in a variety of mind-boggling ways. Here’s our list of the top 10 classic and exotics cars being reinvented.

Lamborghini Countach

lamborghini finance

The original Countach was a mid-engine, rear-wheel sports car produced from 1974 to 1990. Its classic ‘wedge’ supercar shape was designed by Italian design house Pertone. It broke the Lamborghini’s tradition of bull names and was a sleek and modern departure at the time. The latest retro-styled Countach made headways when it was unveiled at Monterrey Car Week in August. With a small production run and packing a punch of over 800 hp with a V12 and electric motor, the 2022 Lamborghini Countach LPI 800-4 hybrid supercar is rumored to be already sold out. With strikingly similar design cues including lights, air vents, and hood, we’re excited to see this Countach in the real world.

Chevrolet Corvette Stingray

Corvette financing

With eight design generations and over 60 years of production, the Chevrolet Corvette is synonymous with the American Dream. The latest version of the corvette is a US-built sportscar with a big V8 and yet a low starting price. The design was heavily influenced by the late 1960’s Corvette Stingray, which itself was known for a more mean and muscular appearance over the previous generation. The purposeful lines drew heavy inspiration for the latest model and performance was taken a step further with a mid-engine layout.  The latest model is so popular the vehicle continues to be in short supply and sales prices are regularly over MSRP.

Hummer H1 to GMC Hummer EV

hummer financing

The Hummer was the meanest, toughest vehicle when a civilian version went on sale in 1992 by AM General. After spending a few years under GM’s Hummer Brand, the vehicles had an uncertain and sad demise during the great recession. Hummer is making an appearance again as two models under its GMC brand. An electric SUV and truck variants are scheduled to launch in late 2021 or 2022. The new hummer takes the full-sized shape, classic wheel arches, and weight of the original H1 and adds a giant battery. The new Hummer is an entry into the category of electric trucks, which is already getting tight with upcoming vehicles like Rivian RT1, Ford F150 Lightning, and Tesla Cybertruck.

Tesla Roadster

telsa financing

Tesla delivered its first Roadster in February 2008 to product architect Elon Musk. At the time, the Silicon Valley startup offered an electric sportscar with a range of over 244 miles (but keep in mind, no power steering was offered in this original hi-tech tesla). Over twelve years later Tesla has made a name for itself as the pioneer in electric vehicles and is now the highest valued automaker, thus it’s only fitting they bring back the Roadster with gut-punching stats. When it launches (with no definite timeline in sight), it could be the fastest production vehicle. Also rumored are rocket thrusters for the new roadster, with expectations to hit 0-60 in 1.1 seconds.  The design is deep evolution of the original, which was designed on a Lotus platform.

Aston Martin Vanquish

aston martin finance

The first generation Vanquish arrived on our shores in 2001 as the flagship. It came with a V12, featured carbon fiber and alloy construction, making it a strong competitor at the time of its introduction. Originally designed by Ian Callum, the vehicle made a splash as mix of contemporary and classic Aston martin heritage. Now eyeing its third generation, the upcoming Vanquish is more of a supercar than ever. Slated to arrive in the US in 2022 (or later), the new Vanquish will arrive as the company’s first hybrid powertrain. The new generation does take flowy design cues from the original but rocks a mid-engine body for better handling.

Ford GT40 to GT

ford gt finance

The 1960s Ford GT40 was launched by the company to win long-distance sports car races against Ferrari, which was the reigning champion for years. The GT40 broke Ferrari’s streak in 1966 and elbowed its way to winning the next three races. In 2004, Ford released the GT40 with inspiration from the original racecar, and as a follow-up, released the Ford GT in 2018 to pay homage to the 40. This lineage carries the DNA in both speed, endurance, and design from the original racecar. The latest Ford GT features carbon fiber and aluminum structure, impressive horsepower from a surprising V6, and engineering excellence, making it a great supercar today.

Ford Mustang to Shelby GT 500

mustang finance

Like much of the automotive world, there’s always a conversation around the Ford Mustang. The first-generation fan-favorite Mustang leads its segment and is still one of the most sought-after classics because of the combination of groundbreaking design, performance, and youthful excitement of the personal sportscar. Design cues from the original mustang took a stronghold in the retro-style of the 2005 Ford Mustang GT. At the time, the vehicle sparked much of the early 2000s trend of retro design. Today, the top-of-the-line Shelby GT 500 shared much of the retro DNA, alongside the latest in performance innovation including carbon fiber, nearly 500 horsepower, and a 10-speed auto transmission. (a manual is still an option).

Datsun 240Z to Nissan Z

nissan z financing

It’s easy to spot the similarities between the new Nissan Z and the original Datsun 240Z sports car. With its rectangular grille, LEDs in the classic circular shape, and a very 80s rear, it’s a great combination of retro-inspired and modern design. The new Nissan Z has taken the auto world by storm, but rumors have it that it was one of the culprits in Nissan’s unstable recent financials. Regardless, the new vehicle is hotly anticipated now in its 7th generation and comes with 400 hp and 6-speed manual transmission.

Note: Woodside Credit provides financing for exotic cars and classic vehicles over 25 years old. Woodside does not finance new model GMC Hummer EV or Nissan Z. Contact us to learn more about Woodside Credit's lending guidelines.

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Newport Beach, CA, Sept. 07, 2021 (GLOBE NEWSWIRE) -- Woodside Credit, the leader in collector car loans, teams up with Hagerty®, a leading insurance provider for collectible vehicles. This relationship brings insurance into the Woodside Credit loan process, making it easy for customers to select from the suite of insurance products through Hagerty. This underscores Woodside Credit’s commitment to providing clients an unparalleled loan experience.

“Financing collector vehicles require a high level of touch and collector knowledge, which our customers have come to expect,” said Mitch Shatzen, President and Chief Operating Officer at Woodside Credit. “Hagerty has the insurance and classic vehicle know-how to provide our clients with the exact insurance options they need.”

Woodside Credit clients benefit from insurance products through Hagerty with premiums around 34% less than daily driver insurance1. In the event of a claim, clients choose the repair facility—or even have the option to repair the vehicle on their own. With Guaranteed Value®, clients provide the collector car’s worth and Hagerty agrees upon that value. In case of a covered total loss, they receive a check for the full value2.

In addition to Hagerty, Woodside Credit has built valued relationships with industry leaders throughout the collectible car space. The company is exclusively endorsed by Barrett-Jackson as their sole loan provider for auctions nationwide. Additionally, the company has a partner network of hundreds of classic, collector, and exotic vehicle sellers.

Woodside Credit is a licensed insurance broker offering Hagerty. This dynamic approach allows for products to be provided through Woodside’s world-class team. Let Woodside help provide tailored insurance solutions. Visit or contact Insurance Specialist David Neff at 949-783-7446.

About Woodside Credit

With over $2 billion in loans, Woodside Credit is the leader in classic and collector car financing. Established in 2003, the company’s expertise is rooted in providing loans with flexible terms and the lowest monthly payments in America. Woodside Credit is the exclusively endorsed loan provider for Barrett-Jackson and is dedicated to the success of dealerships, automotive networks, and clients nationwide. With terms up to 15 years and loans up to $600,000, the company achieves an unparalleled level of quality and flexibility for clients through its commonsense lending practices. Visit for more information.

1Figure based upon 2020 consumer data collected by Hagerty on single car quotes, with premiums $5000 and under, from several daily driver (or “Everyday”) auto insurance carriers. 2Less any deductible and/or salvage value, if retained by you. Guaranteed Value includes all taxes and fees unless prohibited by state law. Hagerty and Guaranteed Value are registered trademarks of The Hagerty Group, LLC. ©2021 The Hagerty Group, LLC. All rights reserved.

Brian Trevisan
[email protected]

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In the US and around the globe, the SUV trend continues. With the luxury SUV space more crowded than ever, higher prices and tight production are making SUVs even more exclusive. Thinking about a top-of-the-line SUV for your next vehicle? See below for vehicles to add to your shopping list.


g wagon financing

  • MSRP: From $156,450
  • Horsepower: 577 hp
  • Curb weight: 5,845 lbs
  • MPG: 13 city / 16 highway
  • Engine: 4.0 L V8

The pinnacle of status and wealth in SUV form continues to be the G63. The vehicle underwent its first major redesign for the 2019 model year after nearly 40 years of production. Today the vehicle is modern and competitive with some serious tech, all while keeping some heritage vibes--namely, super satisfying door handles and the clankiest door sound in the industry. Mercedes recently trademarked the EQG nameplate, pointing to the electrification of this vehicle in the future. Don’t count out this original SUV anytime soon.


maserati financing

  • MSRP: From $149,990
  • Horsepower: 590 hp
  • Curb weight: 5,070 lbs
  • MPG: 14 city / 18 highway
  • Engine: Twin Turbo V8

The Trofeo collection is the performance division of Maserati. Sometimes overshadowed by the more accomplished competition, Trofeo fights for relevance against the likes of AMG and Porsche. Packing a Ferrari V8, the Levante is competitive in performance and has the tune of a sweet, sweet sportscar.  Critics often call the rest of the vehicle’s characteristics tame, with average steering, ride quality, and braking. There’s no denying the value prop here—especially if the engine is top on your list.



aston martin financing

  • MSRP: From $176,900
  • Horsepower: 542 hp
  • Curb weight: 4,940 lbs
  • MPG: 14 city / 18 highway
  • Engine: 4.0 L V8

Aston Martin has been losing money, hundreds of millions in fact. The bright spot is however the gorgeous new DBX. Although a bit late to the party, production started in July 2020 and has been an initial success by doubling the vehicles the brand delivered this year thus far. As the latecomer to the already saturated ultra-SUV landscape, only time will tell in how this vehicle stacks up. With crisp lines, luxurious styling, and unique Britishisms, the vehicle does a pretty good job of differentiating itself against the competition.


Lamborghini financing

  • MSRP: From $218,009
  • Horsepower: 641 hp
  • Curb weight: 4,844 lbs
  • MPG: 12 city / 17 highway
  • Engine: Twin Turbo V8

With over 15,000 units on the road since its launch in 2018, the Urus is by far the highest-selling Lamborghini of all time. This vehicle serves customers who want a striking balance of luxury, performance, and style. The Urus is lighter than its platform mates thanks to carbon fiber polymers and has the worlds’ largest set of carbon-ceramic disk brakes. There’s no denying the engineering excellence and attention to detail, which is why the vehicle continues to be a runaway success for Lamborghini.


maybach financing

  • MSRP: From $160,500
  • Horsepower: 550
  • Curb weight: 6,140 lbs
  • MPG: 15 city / 19 highway
  • Engine: 4.0L V8 Biturbo

Got a driver? Then you’ll probably need a Maybach. The GLS 600 is a rider-focused version of the GLS SUV, making the backseats a leather-lined luxuriously comfortable place to be. The high level of exclusivity and elegance is one of the main reasons Mercedes brands it as the “S-Class of SUVs". It’s comparably priced to the other Mercedes on this list, but this is the option if comfort is #1.  Turn a blind eye to the specs on this one as it’s not as competitive as others, partially because of its big mass due to the luxury equipment (Champagne fridge anyone?).


range rover financing

  • MSRP: From $211,000
  • Horsepower: 557
  • Curb weight: 5,745 lbs
  • MPG: 15 city / 19 highway
  • Engine: 4.0L V8 Biturbo

The Range Rover SVAutobigraphy Dynamic is a mouthful of marketing lingo. The brand has done its best to put an ultra-high-end SUV together, but for some, it falls short. Maybe it’s because the vehicle rides on one of the oldest platforms, or maybe it’s the fact Land Rover continues to water down its nameplate. There are some highlights in the vehicle though. Much like the Maybach on the list, the backseat is where this vehicle shines. With diamond-quilted leather, carbon fiber inserts, and reduced ride height, this vehicle is made for the ultra-rich.


bentayga financing

  • MSRP: From $245,000
  • Horsepower: 626
  • Curb weight: 5,542 lbs
  • MPG: 12 city / 18 highway
  • Engine: 6.0L W12

Much like the Urus, this SUV is the best seller in the Bentley lineup. Considering this is the fastest and most expensive version of the Bentayga, can we presume it’s the best of the best? The gorgeously impressive W12 is a reason in itself for the purchase. Reviewers frequently speak to the agile driving dynamics of the vehicle, especially given its curb weight. The Dynamic Ride System does much of the work, making the car feel light and nimbler than what it actually is. Arguably the best looking in the group, this vehicle earns its spot as a great all-around exclusive SUV.


rolls royce financing.

  • MSRP: From $330,000
  • Horsepower: 563
  • Curb weight: 6,069 lbs
  • MPG: 12 city / 20 highway
  • Engine: 6.8 L V12

Rolls Royce has become synonymous as the pinnacle of luxury, and the Cullinan adds to this being even bolder and more ostentation. From box-grain leather, acres of wood, and lambs-wool carpeting, the interior is an experience unlike anything else. With a magic carpet-like ride and a buttery v12, the Cullinan checks nearly every box. The only complaint is the price and with a variety of customizations, many sell for nowhere near the starting MSRP.


porsche financing

  • MSRP: From $180,800
  • Horsepower: 631 hp
  • Curb weight: 5,000 lbs
  • MPG: 15 city / 19 highway
  • Engine: Twin Turbo V8

This performance-focus Porsche is just a few tenths of a second behind the Porsche 911 turbo. With killer speed and a hatch for space, this vehicle combines the best of both worlds. The brand and performance are why most people choose this vehicle but keep in mind it may lack a level of specialness. It looks a little too similar to the base Cayenne (which arrives at a cost of less than half) and shares its MLB Evo platform with a slew of Volkswagen group products including this growing list: A4, A5, A6, A7, A8, Q5, Q7, and Q8, e-tron, Touareg, Bentayga, and Urus.

2021 Tesla Model X Plaid

Tesla financing

  • MSRP: From $99,990
  • Horsepower: 1,020
  • Curb weight: 5,390 lbs
  • MPG: 101 MPGe combined
  • Engine: Dual Motor

The most exclusive vehicle on our list, solely because Tesla has yet to deliver a single one. Maybe it has to do with the chip shortage, or maybe it’s the norm of Elon Musk over promising and underdelivering. Regardless, this competitively priced EV might give every car on this list a run for its money when it does finally get across the finish line. With next-level technology, the most advance autonomous driving capabilities, and the stupid-fast nature of an electric powertrain with 1,020 horsepower, be on the lookout when this vehicle hits the streets.

Note: Woodside Credit provides financing for all vehicles on the list, except the Porsche Cayenne and Tesla Model X. Contact us to learn more about Woodside Credit's SUV lending guidelines.

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The endorsement deal builds on the 10-year relationship between the collector car lender and the World’s Greatest Collector Car Auctions.

News Release:

Newport Beach, CA – August 17, 2021— Woodside Credit, offering the lowest monthly payments in America, signs a four-year contract with Barrett-Jackson, the World’s Greatest Collector Car Auctions, as the exclusive automotive loan provider. Building on the 10-year relationship underscores the importance of Woodside as a classic, exotic, and collectible car loan provider for the auctions. This endorsement enables bidders to get pre-approved for the financing of up to $600,000 on collector cars featured at Barrett-Jackson Auctions.

“We are excited to continue growing our relationship with Woodside and providing their services to our bidders as the number one option for their collector car loan,” said Craig Jackson, chairman and CEO of Barrett-Jackson. “Coming off the heels of two record-breaking auctions in 2021, including our most successful Las Vegas Auction to date, it is clear that there is pent-up demand for collector cars and the hobby is thriving.”

“The Woodside Credit team couldn’t be happier for another four years,” said Mitch Shatzen, President and Chief Operating Officer at Woodside Credit. “Our collector loan products give more options to bidders and even helps new bidders get into the hobby for the first time. Our commitment to commonsense lending practices and understanding our clients’ full financial picture allows us to provide loans with the lowest monthly payments in America.”

Since 2011, Woodside Credit has been a fixture at Barrett-Jackson Auctions. During the auction, each big screen flanking the auction block has an ‘Estimated Monthly Payment’ in the lower right-hand corner. The estimated payment updates in real-time and helps bidders understand the affordable monthly cost of a vehicle during the lively and fast-moving auctions.

“I was so happy Woodside’s loan program was available, so I didn’t have to tie up all of my own money,” said bidder Chad T. from Downington, PA. The flexibility of paying less upfront allows bidders to use funds for other financial goals, or for some, to bring more than one vehicle home.

Woodside Credit’s commitment to technology allows it to effectively serve bidders before and during the auctions. With fast preapprovals and convenient e-sign for executing loan documents, bidders complete their car loans from anywhere, including those who choose absentee or online bidding.

With continued month-over-month growth of the portfolio and increasing demand for high-end and classic vehicles, Woodside Credit continues a fast-growing trajectory, having originated $2 billion in loans. The company has a history of deep relationships with industry leaders in the collectible car space that has been instrumental to its success.

Following Barrett-Jackson’s most successful Las Vegas Auction to date, the next event will be the Inaugural Houston Auction held September 16-18 at the NRG Center in Houston, Texas. Look for Woodside Credit when you register to bid and get pre-approved by calling or call (949) 877-8290 or visiting

About Woodside Credit

With over $2 billion in loans, Woodside Credit is the leader in classic and collector car financing. Established in 2003, the company’s expertise is rooted in providing loans with flexible terms and the lowest monthly payments in America. Woodside Credit is the exclusively endorsed loan provider for Barrett-Jackson and is dedicated to the success of dealerships, automotive networks, and clients nationwide. With terms up to 15 years and loans up to $800,000, the company achieves an unparalleled level of quality and flexibility for clients through its commonsense lending practices. Visit for more information or call 949-877-8290.


About The Barrett-Jackson Auction Company

Established in 1971 and headquartered in Scottsdale, Arizona, Barrett-Jackson, The World's Greatest Collector Car Auctions, is the leader in collector car auctions and automotive lifestyle events, which include authentic automobilia auctions and the sale of private collections. The company produces live auctions across the country each year. With broadcast partners A+E Networks, Barrett-Jackson will feature live television coverage in 2021. Barrett-Jackson also endorses a one-of-a-kind collector car insurance for collector vehicles and other valued belongings. For more information about Barrett-Jackson, visit, or call 480-421-6694.

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Much globalization has happened throughout the auto industry, including American companies producing abroad and companies from abroad producing in North America. From a sportscar perspective, production in North America is much skinnier than the variety produced across Europe—specifically Italy (Ferarri, Lamborghini, Pagani) and Germany (Porsche, Mercedes)—but that doesn’t mean American made sportscars don’t pack a punch. American-made sportscars have just as much horsepower, engineering excellence, but maybe missing a bit of brand panache.

Chevrolet Corvette Stingray

chevrolet corvette stingray financing

  • MSRP: 59,990
  • Engine: 6.2 L V8
  • Horsepower: 490
  • Torque: 470 lb-ft
  • Curb Weight: 3,366
  • MPG: 19 combined
  • 0-60: 2.9 seconds

There’s no denying the early success of the next generation Corvette Stingray. Its new mid-engine design, a staggering 490 horsepower, and a low starting price of under $60,000 make it the one to beat. Built in Bowling Green, Kentucky, this car ranks as the 8th most American vehicle on American-made vehicle index. Dealers continue to struggle to meet demand and with over 15,000 units already sold this year (Q1 & Q2 2021), there’s no end in sight for the number of enthusiasts who want this exciting vehicle in their garage.

Acura NSX

acura NSX financing

  • MSRP: $157,500
  • Engine: 3.5 L V6
  • Horsepower: 573 hp
  • Torque: 475 lb-ft
  • Curb weight: 3,878 lbs
  • MPG: 21 city / 22 highway
  • 0-60: 2.7 Seconds

The second-generation Acura NSX came to market in 2016 with a hybrid electric powertrain, making it a fierce competitor to the BMW i8. It’s the only vehicle on the list not produced by an American automaker. Built in Marysville, Ohio, production peaked in 2017 when over 600 were built. At the end of its journey in 2022, the last year will be a special Type S performance model with plans to produce just 350 units.

Ford GT

Ford GT financing

  •  MSRP: From $500,000
  • Engine: 3.5L V6
  • Horsepower: 647 hp
  • Torque: 550 lb-ft
  • Curb weight: 3,381 lbs
  • MPG: 14 city / 18 highway
  • 0-60: 3 Seconds

The only Canadian-built vehicle on the list is the Ford GT. With production based in Markham, Ontario, the brand touts its engineering excellence with its carbon fiber and aluminum structure. Impressive horsepower comes from a surprising V6, making it fast and (kind of) efficient. Production amounts rival the Acura NSX more closely than the Stingray, making this vehicle a fast future collectible.

Bonus: Tesla Model S Plaid

Some love and some hate, but the Tesla Model S has more than earned its position as a sedan on this sportscar list. With the fastest ever 0-60 time of 1.99 seconds, the buzz around this vehicle is much deserved. Still built in Fremont, CA, the Model S originally came to market a decade ago meaning many original concerns about performance have been engineered out. Ranking as the #3 most American vehicle, Tesla’s flagship continues to be competitive from nearly every perspective.

Ready to take a sportscar home? Woodside Credit is ready to put you behind the wheel of the exotic or supercar of your dreams. Whether it has borrowed the heart of another or is bumper to bumper pure, we have the best terms and payments in the industry. Contact us to find out how we can help you put that sweet sportscar in your garage.

There’s no getting away from new car prices and used car prices are continuing to go through the roof. With the average new car price in the US sitting at $41,263 in May 2021, high demand and a shortage of chips are causing price inflation at a rate we have not seen in more than a decade. Moreover, used car prices are still at record highs causing internet trolls to tout used Honda Civics as better investments than the stock market. (All jokes though, please don’t take it seriously)

Are classic car values booming like the rest of the market? Short answer: it’s complicated. There are some major outliers outside of Hagerty’s price guide that are increasing at a blistering pace. A sale price for a 1967 Chevelle SS 396 convertible at Barrett-Jackson in Las Vegas recently sold for a staggering $242,000, far above the Hagerty’s price guide of $88,300. We are seeing is specific models and vehicles becoming increasingly more valuable, but most classic car values are increasing at a regular trajectory—some prices even flatlining after an increase during the start of the pandemic in 2020. To provide a different perspective of values, below are some collector favorites, and how prices have changed over the past 10 years.

 1961 Austin-Healey 3000 Mark II Roadster BN7

Austin Healy car value graph


This British sports car built from 1959 to 1967 was highly successful and known for winning many European rallies in its heyday. Car enthusiasts today appreciate it for its racing prowess and handsome looks. With prices of this vehicle steadily rising over the past 10 years, the past several years has seen some up-and-down fluctuations resting at $135,400 in 2021.

1957 Cadillac De Ville Coupe

coupe de ville car value graph

The pillarless two-door hardtop was a popular and stylish coupe with an original asking price of $5,116. It’s popular with gearheads because of its revolutionary design. Its value peaked most recently at $44,800 in 2018 although showing a steady value through the past 10 years.

1960 Chevy Corvette Convertible

corvette car value graph

Lightly freshened for the 1960 model year, the Corvette had a starting price of just $3,872. Now synonymous with the American Dream, it took a while for it to resonate with people because of continued redesigns and improvements. The value has flatlined over the past three years at just under $100k, making it a good value for this piece of American history.

1970 Dodge Challenger RT 2DR HT

challenger car value graph

The first generation was built to take on the Mercury Cougar and Pontiac Firebird in the pony car segment. With a competitive original cost of $3,266, collectors appreciate the car today for being all-around awesome. Price increase swiftly last year to $84,300 and only time will tell if it stays or continues the trend.

1965 Ford Mustang Convertible

mustang car value graph

The first-generation fan-favorite Mustang has seen prices steadily increase to $62,000 in 2021. Leading this car segment in its heyday means it is still one of the most desirable classics. We don’t see much fluctuation in values with this vehicle and anticipate more straightforward value increases in the future.

What’s the verdict on classic and collector car values?

Like much of the economy today, it is difficult to get a full macro-picture of what’s happening in the collector car market. Moreover, individual car values are moving at quite different rates. Do your own research by model type and track values. Most gearheads already do this regularly, so understanding market conditions for a specific model can help you make the right decision at the right time. Second, when you do find a specific collectible, do your part to understand the condition. The condition of collector cars varies greatly, especially as they age, so ensure there’s an expert on your side to do inspections. Finally, if you do find yourself in competition for a classic car, ensure you are in a spot to pivot quickly. For those who are looking to buy with a classic car loan, it may be wise to get pre-approved.

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The debate of lease vs. buy is long withstanding and in the exotic car world, it is even more hotly debated. Buying is typically associated with high monthly costs, but a buyer owns the asset at the end. On the other hand, a lease typically allowed borrowers to have more buying power, but some get lost in the cycle where they never own the asset. Let us test this simple narrative about lease vs. buy to see which one is really the cheaper option at different points in time.

By the Numbers: Lease vs. Buy Exotic Cars

The example vehicle is a gorgeous white 2018 Bentley Flying Spur at a cost of $134,995. We are pitting Woodside Credit’s lowest monthly payment against an online lease. The lease requires tier 1 credit and a residual value (buy-out) of $65,000. The Woodside payment is based on a simple interest loan at 6.50%. Both require the same money down and tax is calculated based on buying type.

Advertised Lease Woodside Credit Loan
List Price $134,995.00 List Price $134,995.00
Tax 6.00%

(included in payment)

$97.32 Tax 6.00% $8,099.71
Down Payment $30,000.00 Down Payment $30,000.00
Length of Term 60 Months Length of Term 144 Months
Financed amount $113,094.70
Monthly Cost (tax, title, license included) $1,719.32 Monthly Cost $1,133.12
Monthly Net Savings     $586.20


From a monthly perspective, the loan cost is significantly less per month. With a difference in payment of $586.20, the savings of going with a loan versus a lease over 60 months amounts to a staggering $35,172.00. Do not forget, those monthly savings can be invested into other interest accruing accounts. What happens if you want to buy out the vehicle from a leasing perspective and pay off the loan? See below for the comparison.

5 year Comparison – With ownership
Advertised Lease Woodside Credit Loan
Total Payments $103,402.80 Payments (first 60 months) $67,987.20
Down Payment $30,000.00 Remaining Loan Balance $76,307.22
Residual (buy-out) $65,000.00 Down Payment $30,000.00
Tax 6.00% $3,900.00 Tax 6.00% $8,099.71
Total cost after 5 years with buy-out $203,297.80 Total after 5 years with ownership $174,294.42
5-year Net Savings     $29,003.38


Still, another staggering difference of $29,003.38 to own the vehicle after 5 years. Savvy customers of Woodside know this sweet spot and minimize costs while maximizing their investment.  What happens if you are planning on making payments for the full 12 years instead of paying it off in 5? See below how the interest affects the savings.

12-year Comparison – With ownership
Advertised Lease Woodside Credit Loan
Total Payments $141,940.29 Total Payments (144) $158,839.16
Down Payment $30,000.00 Down Payment $30,000.00
Residual (buy-out) $65,000.00 -
Tax 6.00% $3,900.00 Tax 6.00% $8,099.71
Total cost after 12 years $203,297.80 Total cost after 12 years $201,268.99
12-year Net Savings     $2,028.81

What is the verdict Lease or Buy an Exotic Car?

From every perspective in this example, buying with a Woodside loan is more compelling than leasing. When it comes to vehicles of this caliber, leasing does not necessarily mean more buying power as most would suggest. Depending on how long you plan on keeping a vehicle will give you insight into which loan type is best for you. Ready to crunch the numbers on your dream car? Start with a quick quote. (Credit is not reviewed, and no credit check is required)

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The global luxury car market was valued at around $410 billion in 2020 and continues to grow at a swift pace. Rising prices across all segments of the automotive industry are pushing exotic car values to new heights. To get your exotic car loan questions answered best, it is important to define what an exotic car is. They can be defined as street-legal, high-performance luxury sportscars. Automakers like Ferrari or Lamborghini usually come to mind, but the likes of McLaren, Aston Martin, and Porsche also fit into the category. Remember, each exotic car is unique, thus financing and loan terms can vary greatly.

How Does Exotic Car Financing Work?

Exotic car financing has similarities in the process to daily driver vehicles. It requires an approval process and a loan written by a licensed lender. Loan types typically have more flexible terms over daily driver cars, meaning loan terms and dollar amounts can vary greatly. Many loan providers will outline what qualifies as an exotic vehicle to build parameters around lending. These parameters typically include the price, make, model, and age of the vehicle.

Can You Get a 120 Month Car Loan?

Yes, for exotic, classic, and collectible vehicles of a particular value. Woodside credit has options with even longer loan terms (up to 180 months) to achieve the lowest monthly payments. Many borrowers appreciate the flexibility of low monthly payments, and frequently pay off loans before maturity. Taking on an exotic car loan instead of paying cash may free up money for financial goals. Like lenders who finance daily driver vehicles, credit score, income, and debt will all play a role in what a lender considers creditworthiness. Top-tier or second-tier credit is typically needed for exotic car loans.

How Many Years Can You Finance an Exotic Car?

Exotic car loans term lengths are typically much more flexible than daily driver vehicles. Most exotic car lenders will offer terms up to 7 years (84 months), and Woodside offers loan terms for up to 15 years (180 months). An example of financing is a loan for $200,000 at a monthly cost of $1,742. This example is based on a simple interest loan with an APR of 6.5% and a 180-month loan term. Note that the rate and terms are subject to change and not all applicants will qualify.

How Much is a Down Payment on an Exotic Car?

Down payments vary greatly on loan type and creditworthiness, but a starting down payment is 15% for an exotic car loan. Classic cars may require even less down, starting at 10%. Exotic car loans may have additional requirements over daily driver car loans, so be sure to find a trusted lender to help navigate these requirements. Whether it is your first exotic car purchase, or you made one in the past, weigh your options to get the right loan to fit your financial goals.

Do you have an exotic car in mind? Take the first step and give Woodside a call. We give customers an idea of what it would cost to get into the car of your dreams before pulling credit. If you are in a spot to move forward, apply online to get a quick quote.

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