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Classic car financing exotic car finance

The Lender Car Enthusiasts Trust

With $2 billion in originations and 18 years of experience, let Woodside Credit be your resource for classic and exotic car loans. Known for the lowest monthly payment in America, Woodside provides unmatched loan programs. High-touch service, fast decision-making, and simple eSign make Woodside Credit car enthusiasts’ choice nationwide.

Lending Guidelines:

  • Credit Score: 700+ FICO score
  • History: Good credit history is typically required
  • Amount: Loan amounts of $20,000 to $600,000 are available
  • No Prepayment Penalty
  • Our Difference: Commonsense lending practices and understanding a borrower’s full financial picture help us determine creditworthiness. For unique borrowers, call us to discuss exceptions to lending guidelines.

Financing Available For:

    • Exotic and future collectiblesView vehicle guidelines
    • Classics and antiques – 25 years and older
    • Muscle and hotrods – 25 years and older




If you have questions, just call us at 800-717-5180 and speak with a knowledgeable loan consultant.

Exclusively Endorsed

Our decade-long exclusive endorsement gives us deep rooted expertise in collector vehicles. Visit us at every auction and use the apply button to start your preapproval.

Tailored Loan Program

Our sole focus is specialty autos. Loan documents, vehicle valuations, and titling process are purpose-built from the ground up, providing a straight-forward and consistent experience every time. It is the reason repeat customers are the norm at Woodside.


Payment disclosure:

Monthly payment of $487.06 based on purchase price of $50,000, 15% down, and 6.71% APR financing for 120 months. Monthly payment of $805.49 based on purchase price of $100,00020% down, and 6.59% APR financing for 144 months. Monthly payment of $1397.21 based on purchase price of $200,000, 20% down, and 6.54% APR financing for 180 months. Rates and terms are subject to change. TT&L may also be financed. Not all applicants will qualify.